Does insuring more people mean that there will now be more people being overtreated?

Does insuring more people mean that there will now be more people being overtreated? Again –DO NOT say what you think. Develop an argument based on the facts you have reviewed thus far. 2-3 pages, typed, double spaced.  refer from the following articles  as source . If you find another source you think would fit please cite it and include it. Please use at least two sources.  https://www.nytimes.com/2018/04/07/health/health-care-mergers-doctors.html https://www.ncbi.nlm.nih.gov/pmc/articles/PMC2775760/